The buying process
Our role at College and County is to ensure your buying process runs as smoothly as possible through constant communication with yourself, the seller and all other parties. For more detail, please read on.
Step 1 Register your Interest
The first step to finding the right property is by registering your details with one of our offices in Thame (01844 399292) or Oxford (01865 955050). Alternatively you are more than welcome to visit our offices at (55 North Street, Thame or 9-10 St Clements, Oxford) and sit down with a member of our team to discuss your needs.
Step 2 Finding your Property
All our properties are uploaded to our website within 24 hours of instruction and, once you’re registered with us you will receive bulletins with all new properties that meet your criteria. In addition, our sales team will keep in touch and pre warn you of any relevant properties they know coming to market, you’ll be the first to hear and the first to view.
Step 3 Viewings
Our sales team are committed to providing the most flexible service possible meaning we will do our very best to work around you in terms of viewing times. We will always be present throughout the viewing to answer any questions you have and can either meet you at our offices or at the property.
Step 4 The Offer Process
Great News, you have found a suitable property and you’d like to make an offer. We would require this in writing (email is preferred) ideally with the following documentations:
Proof of Address
Solicitor details (if possible)
Mortgage information (if possible)
We understand having all of the above may not be realistic, again we are very flexible and we understand that every sale is different. There are no legal obligations on either side until a sales is agreed.
Step 5 Offer Agreed
If you’re offer is accepted by the seller we will prepare the following in writing
Memorandum of sale
Confirm the price and specific requirements with both yourself and the seller
Confirmation of solicitor and mortgage details.
ID is obtained to comply with our AML regulations
You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.
We would always suggest using a solicitor local to the area and we would be more than happy to recommend companies who we use on a regular basis, similarly, we have an excellent mortgage broker we can recommend – please ask your sales agent for more details.
Step 6 Conveyancing
The following will be undertaken by your solicitors:
Raise any enquiries on receipt of the draft contract from the seller’s solicitor
Begin local searches
Confirm date of exchange.
Our team will work alongside your solicitors throughout this whole process ensuring it runs smoothly and efficiently.
Step 7 Survey and Mortgage Offer
Your mortgage lender will organise for a survey of the new property and advise on the value. Once you have received their valuation report, a formal mortgage offer will be sent to you and your solicitor.
Step 8 Exchanging of Contracts
When all the above has been agreed, the contract can be exchanged. Once signed by both parties (and a deposit agreed by both yours and the sellers solicitors has been transferred) you can agree on a final completion date.
Step 9 Completion Day
Completion is when the residual monies (usually 90%)) are transferred from your solicitor to the seller’s solicitor’s account. On the day of completion, our team will be in constant communication with your solicitors and will know as soon as the money is cleared in the sellers account.
As soon as this takes place, you become the legal owner of your property.
You can either meet the sales team here at our offices, else request for them to meet you at your property with the keys.
Step 10 The Move
Congratulations on your new home.